1. Minimum premium $350 for 1st Million and $250 per
    Million for increased limits.
  2. Up to a $10,000,000 Limit available.
  3. Stores up to $3.5 million receipts for mercantile
    (main street/low hazard link). @ $30 per $ 100,000 in sales.
  4. Commercial rentals up to 25,000 sq. ft. for lessor’s risk
    (offices, shopping centers etc.) @ $15 per 1000 sq. ft.
  5. Professional offices up to 30,000 sq. ft. for office occupancy (most professions are eligible) @ $33 per 1000 sq. ft.
  6. Residential Rentals up to 55 units for habitation risks
    (apartments) @ $18 per unit.
  7. Auto up to 5 private passenger vehicles light trucks, no more
    that one commercial type vehicle. Auto primary minimum
    underlying 250/500/100 or $1,000,000 CSL if commercial use.
  8. Commission 10% new and renewal plus $50.00 Bonus for all new "Big Umbrellas" you bind with us before June 30, 2012.
  9. Direct bill renewal. New business is agency or direct bill
    at your option.
  10. A+ XV admitted carrier.

BIG Umbrella’s commercial option is only available as part
of a personal umbrella policy. Only available in California at this time.

To Apply Now Click Here:
http://www.andersonmurison.com/personal/umbrella/default_box_program.aspx

Primary coverage must be with B+ V admitted or non-admitted.
AMONG THE MANY TYPES OF STORES AND BUSINESS WE CAN WRITE ARE:
• Antique Stores

• Aquarium Sales & Supplies

• Art Galleries

• Artist Supplies

• Audio/Visual Equipment - Service/repair < 25%
  of total sales

• Bath Shops

• Barber Shop/Beauty Shops/Hair Salons -
Exclude Professional Liability. Hair transplant, reducing, tanning, massage, tattooing are ineligible operations. Only 10 or fewer operators per location. No repackaging of cosmetics. Nail shops are ineligible (incidental manicurist acceptable).

• Beauty Supply Stores - No repackaging, mixing or modifying products

• Beverage Shops - No liquor

• Blankets/Bedspreads

• Bookbinding/Printing Supplies

• Books/Magazines - Comic books or sports card sales < 10%

• Bric-a-brac Stores

• Bridal Gowns

• Camera Equipment/Supplies

• Cards - Greeting

• Clothing Stores - Clothing manufacturing ineligible

• Coffee, Tea, Spices

• Coin & Stamp Dealers

• Ceramics, Pottery, China

• Clocks

• Dairy Products - Farm operations ineligible

• Delicatessens - Liquor sales limited to 25% of total sales (No delivery service)

• Fruit & Vegetable Stores

• Five & Dime Stores

• Gift Shops

 

• Golf Equipment Stores - Cart rentals ineligible

• Graphic Arts/Graphic Designers

• Greenhouses

• Hearing Aid Stores - Professional Liability
   excluded

• Hobby & Model Stores

• Ice Cream Stores

• Jewelry Stores/Distributors

• Juices & Syrups - No relabeling or repackaging

• Kitchen Accessory Stores

• Ladies Lingerie

• Lamp Shops

• Laundries - Self-service acceptable if fully attended and closed by 10:00 p.m. (no drycleaners)

• Leather Goods

• Lithographing

• Mailing & Address Companies

• Musical Instruments

• Notions

• Office Machines, Equipment & Supplies - Repair/Service < 25% of receipts.

• Optical Goods

• Packaging Stores

• Painting or Pictures

• Piano Stores

• Picture Frames

• Plant Stores

• Shoe Stores/Distributors

• Silk Flowers/Plants

• Taxidermist

• Trophy Stores/Supplies

• Tuxedo Stores

• PLUS MANY MORE
AMONG THE PROFESSIONS WE CAN WRITE ARE:

• Accounting

• Dentists

• Doctors

• Insurance Agents and Brokers

  

• Lawyers

• Real Estate Agents

• Veterinarians

• PLUS MANY MORE
Professional Liability excluded from all classes