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| Risk Description | Competition A Non-Admitted |
Competition B Non-Admitted |
A&M Admitted Markets |
The A&M Difference |
| Antique Store $825,000 TIV on Property $1mm / $2mm Limits |
$8,549 |
$12,550 |
$5,502 |
$3,047 (36%) |
| Apartment Building $1,127,400 Property Limits $1mm / $2mm Limits |
$5,394 |
$8,249 |
$4,218 |
$1,176 (22%) |
| Appliance Install / Service / Repair $1mm / $2mm Limits |
$6,046 |
$3,422 |
$2,803 |
$619 (18%) |
| Carpet Cleaning $1mm / $2mm Limits $650,000 TIV on Property |
$9,543 |
$9,047 |
$5,807 |
$3,240 (36%) |
| Church $1mm / $2mm Limits $1,700,000 TIV on Property |
$8,573 |
$15,485 |
$5,664 |
$2,909 (34%) |
| Grocery Store $1,850,000 TIV on Property $1mm / 2mm Limits |
$20,937 |
$27,768 |
$12,633 |
$8,304 (40%) |
| Hardware Store $1mm / $2mm Limits $700,000 TIV on Property |
$7,749 |
$9,315 |
$5,200 |
$2,549 (33%) |
| Heating / Air Installation & Repair $1mm / $2mm Limits |
$1,646 |
$1,974 |
$1,250 |
$396 (24%) |
| LessorÕs Risk – Retail Tenancy $600,000 TIV on Property $1mm / $2mm Limits |
$4,398 |
$3,350 |
$2,709 |
$641 (19%) |
| LessorÕs Risk – Welding & Metal Manufacture Tenancy $1,439,740 TIV on Property $1mm / $2mm Limits |
$12,206 |
$11,704 |
$6,389 |
$5,315 (45%) |
| Painting Contractor 1 owner; no employees; no subcosts $1mm / $2mm Limits |
$2,878 |
$2,763 |
$1,000 |
$1,763 (64%) |
| Rain Gutter Installation / Repair $1mm / $2mm Limits |
$4,302 |
Prohibited |
$2,777 |
$1,525 (35%) |
| School (Trade or Vocational) $1mm / $2mm Limits $1,700,000 TIV on Property |
$11,060 |
$14,866 |
$6,847 |
$4,213 (38%) |
| Stair / Balcony Rail Erection $300,000 / $600,000 Limits |
$2,427 |
Prohibited |
$1,000 |
$1,427 (59%) |